Gera Wealth Creators is a boutique Wealth Advisory firm engaged in providing holistic financial planning to individual as well as SME. We are mutual Fund distributor engaged in distribution of al mutual funds. Our endeavor is to assist our client in achieving their financial freedom. We follow a set process which has been successfully tested over past 14 years to arrive tailor made solutions for our client based on their requirement and risk profile. We treat on-boarding of client as an Indian Wedding wherein we are committed to our client well-being and assisting client to their Lifelong financial journey.
The on-boarding process starts in-depth understanding of client current position situation, their risk profile thru administration of CRTQ (Client Risk Tolerance Questionnaire), their relationship with Money and understanding of their life goals, laying down financial path towards achievement of those goals and helping them to walk the path. We believe in conducting regular review to assess any change in circumstances goals so as to make change in financial path for the client.
Our holistic advice covers following areas of financial life:
Risk Assessment and Mitigation – We believe that base of financial Planning is Protection. We assess the risk faced by family, advise how to minimize and protection against economic losses. We are Life Insurance advisor with
a. ICICI Prudential Life Insurance Company and
b. Birla Sun Life Insurance Company.
In General Insurance we are advisor with
a. ICICI Lombard General Insurance Co. and
b. Tata AIG General Insurance Company.
In Health Insurance we are advisor with
a. Max Bupa Health Insurance Co. Ltd.,
b. Apollo Munich Health Insurance Co. Ltd. &
c. Star Allianz Health Insurance Co. Ltd.
Investment Planning – Based on Financial Goals that are arrived after in-depth study & understanding on one current situation and goals that family is desiring to achieve, we assist client in investing in following
a. Mutual Funds – We are Mutual Fund Distributors with majority of Mutual Funds Company (AMC – Asset Management Company)
b. High Yielding Corporate Bonds – We research and find out Bonds available and arrange suitable securities thru other distributors
Tax Planning – We assist salary class with compensation designing and also guide on personal taxation. We assist client in filing of Income Tax & Wealth Tax return by connecting them with Chartered Accounts.
Estate Planning – People work over 30 years in their life to accumulate Wealth and same if not handled properly does not last beyond 3rd generation. We assist our client in devising strategy to be able to retain Wealth in their family. We assist them
a. Drafting of Wills
b. Drafting of Trust Deed – Creating Private Discretionary Trust for their family member
We assist client in creating structure to provide economic protection to Special Child in their family.GWC aims to provides its client a psychological confidence for financial security of their family.